Tag Archives: Rate

I want to refinance What is the best mortgage rate available?

Question by Jay: I want to refinance What is the best mortgage rate available? Am looking to refinance but not without doing a bit of research first on the best possible mortgage rate. Best answer: Answer by jvI just closed … Continue reading

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With the Federal Interest rates so low can I refinance into a lower fixed rate with not so good credit?

Question by edawg32: With the Federal Interest rates so low can I refinance into a lower fixed rate with not so good credit? I bought my first home from my parents about 2 years ago. The loan at the time … Continue reading

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Q&A: How good is an interest only refinance loan fixed for 7 or ten years at 6.125 interest rate?

Question by veron: How good is an interest only refinance loan fixed for 7 or ten years at 6.125 interest rate? We bought a home in FEBRUARY of 2005 the payments are pretty high we have a fixed 30 years … Continue reading

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Q&A: I am looking for the best mortgage company for a refinance. Two criteria, low interest rate and low fees.?

Question by *: I am looking for the best mortgage company for a refinance. Two criteria, low interest rate and low fees.? Does anyone have any suggestion? Where to look, what to stay away from or tricks of the trade. … Continue reading

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Q&A: How can I refinance home to take advantage of rate when i’m not working.Unemployed since jan and made paymnts!?

Question by Paula S: How can I refinance home to take advantage of rate when i’m not working.Unemployed since jan and made paymnts!? My husband has been off since January has not been late on the mortgage but they wont … Continue reading

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Q&A: With the emergency rate cuts by the Fed yesterday, should I refinance my mortgage? I have a 30 year at 6.125%

by Jon Haynes Photography Question by Hickdawg: With the emergency rate cuts by the Fed yesterday, should I refinance my mortgage? I have a 30 year at 6.125% I bought in Oct 2006 with 20% down for a $ 250K … Continue reading

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Q&A: Possible to negotiate mortgage rate… without refinancing?

by Strangeless Question by Muse: Possible to negotiate mortgage rate… without refinancing? Have one of those ARM nightmare loans. Can’t refi – husband has marks on his credit now. Options? Best answer: Answer by SICARIUSFirst of all, know this… Each … Continue reading

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I locked a mortgage refinance rate; should I walk if I find lower?

by truliavisuals Question by Vindaloo99: I locked a mortgage refinance rate; should I walk if I find lower? Might the lender be willing to lower his rate quote? or must I find a new lender if I think I can … Continue reading

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Q&A: Have you refinanced your mortgage yet? Rates are going up, so do it now. Especially if have adjustable rate?

by truliavisuals Question by don1862: Have you refinanced your mortgage yet? Rates are going up, so do it now. Especially if have adjustable rate? I refinanced to a 15 year 4.6% mortgage and payments decreased by $ 250 per month. … Continue reading

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With bad credit, can I refinance my mortgage to the lower rate or will my bad credit prevent me from refi?

Question by Donte’: With bad credit, can I refinance my mortgage to the lower rate or will my bad credit prevent me from refi? I have heard conflicting reports on this. Now paying rate: 6.25% Mortgage Rates today: 4.5% Can … Continue reading

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