Question by dlachel392005: What’s the best way to go about refinancing your home if you’ve refinance before two years ago. I am on a adju
I am on a adjustable rate mortgage and would like to go to a fixed mortgage with lower rate? I don’t know who to go to for the refinancing, My Bank or credit union?
Answer by Finance_Diva
If you have excellent credit your best bet is to go to your credit union or a major bank. Since you have refinanced before, I am assuming that you are familiar with the terms and fees associated with a refi. However, if you are a little unsure about the process and want someone who can guide you through the process, contact a Mortgage Broker and speak to one of their Loan Officers. You should probably ask around and get a referral from someone you know. If you still need some help, send me a message and I will help you.
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