Tag Archives: before

Do I have to be behind on my Mortgage payments before I can request a short sale on my property?

Question by Luis C: Do I have to be behind on my Mortgage payments before I can request a short sale on my property? I don’t have enough equity, all of a sudden, in my home. I have Good Credit, … Continue reading

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After foreclosure, how long will it be before I can apply for a new mortgage?

by truliavisuals Question by roadrunner4854: After foreclosure, how long will it be before I can apply for a new mortgage? I am being foreclosed on. My wife was unable to work during pregnancy and for a few months after the … Continue reading

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What’s the best way to go about refinancing your home if you’ve refinance before two years ago. I am on a adju

by Jon Haynes Photography Question by dlachel392005: What’s the best way to go about refinancing your home if you’ve refinance before two years ago. I am on a adju I am on a adjustable rate mortgage and would like to … Continue reading

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Q&A: If I apply for a mortgage, can I back out of the application before closing?

by marsmet461 Question by Patricia: If I apply for a mortgage, can I back out of the application before closing? I recently signed on with a refinance company to process the refinancing of my mortgage. The same day I signed … Continue reading

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Q&A: How long does a person have to stay in a USDA loan, before they can refinance with another mortgage company?

by woodleywonderworks Question by bgsimsrvp: How long does a person have to stay in a USDA loan, before they can refinance with another mortgage company? The individual took the loan out quite awhile back, when she was a struggling single … Continue reading

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Q&A: How long do you have to pay on an existing mortgage before you refinance for a lower interest rate?

Question by Heather A: How long do you have to pay on an existing mortgage before you refinance for a lower interest rate? I have not yet bought a home but I am curious what effects refinancing. Is it based … Continue reading

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Q&A: How long do you have to be out of chapter 7 before you can apply for a mortgage refinance?

Question by Joe S: How long do you have to be out of chapter 7 before you can apply for a mortgage refinance? Best answer: Answer by SPIFIMAN124-months for F.H.A. as soon as the ink on your discharge papers dry … Continue reading

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How many years do you have to pay on a mortgage before you can refinance?

Question by HadTheSurgery: How many years do you have to pay on a mortgage before you can refinance? We have a fixed rate FHA mortgage. How many years do we need to pay into it before refinancing will help lower … Continue reading

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how much should the interest rate on my mortgage drop before refinancing?

Question by stubby: how much should the interest rate on my mortgage drop before refinancing? Best answer: Answer by shama mEven one percent makes a difference! 2 is good- 3 percent is rare, but if you started out at, say, … Continue reading

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How can I get a $3000 loan to make a late mortgage payment current, right before the refinancing?

Question by Mortgage Specialist Veronica: How can I get a 00 loan to make a late mortgage payment current, right before the refinancing? I have a client that needs to make his late mortgage payment; up to date before we … Continue reading

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