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Author Archives: duncan
Refinance a non-recourse loan in california?
Question by furball: Refinance a non-recourse loan in california? Is it true that in california, if I refinance a non-recourse loan (origional first and second mortgages I obtained to purchase a house I currently live in), the loan stays as … Continue reading
Help Veterans who fell behind with thier mortgage?
Question by captainespinosa: Help Veterans who fell behind with thier mortgage? Does anyone know of any help out there for veterans who have fell behind with their mortgage? I don’t qualify for Obama’s Mortgage Modification. I can’t refinance my home … Continue reading
Do I have to be behind on my Mortgage payments before I can request a short sale on my property?
Question by Luis C: Do I have to be behind on my Mortgage payments before I can request a short sale on my property? I don’t have enough equity, all of a sudden, in my home. I have Good Credit, … Continue reading
Is there any advantage to getting a 15 year fixed mortgage?
Question by Spiderspider: Is there any advantage to getting a 15 year fixed mortgage? If I sent in a little more money to my current 30 year mortgage so that it was paid off on the same timetable as the … Continue reading
Q&A: why does the government say they will help you refinance your mortgage ?
Question by rthurston123: why does the government say they will help you refinance your mortgage ? I tried to get help threw them and they said I didn’t qualify because of some percentage rate so they would not help. I … Continue reading
What refinance option should I choose? My home appraised higher than current mortgage.?
Question by Adam: What refinance option should I choose? My home appraised higher than current mortgage.? Hi. I am trying to refinance our current home. Currently, we have a rate of 5.25% on a mortgage with a home value of … Continue reading
Should I pay off my mortgage sooner or later?
by stirwise Question by AN: Should I pay off my mortgage sooner or later? I just refinanced my home with $ 59,000 balance left for 15 years with an interest rate of 3.24%. My monthly payments come out to be … Continue reading
Does anyone have any feedback or experience with the James P Nutter mortgage company?
Question by Jill Girl: Does anyone have any feedback or experience with the James P Nutter mortgage company? We got an offer in the mail – “Rate reduction refinance program at absolutely no closing cost to you.” There has been … Continue reading
Is it going to be harder to refinance one year from now?
Question by Claudio F: Is it going to be harder to refinance one year from now? Our balloon mortgage is due to expire in 2 years and we have to refinance before the expiration. Is it going to be harder … Continue reading