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Tag Archives: paying
Q&A: What options are available for those of us paying our mortgage but hm is now worth less than the borrowed amt?
Question by Krista C: What options are available for those of us paying our mortgage but hm is now worth less than the borrowed amt? I bought my home 2 years ago for $ 339,000, it was appraised at that … Continue reading →
When people constantly refinance their debt, dont they end up paying more?
Question by RobertG: When people constantly refinance their debt, dont they end up paying more? I mean unless you refinance a mortgage from 10%(unheard of) to 3.0001, in the first 5 years(also unusual) and pay triple-principal for 18 months, then … Continue reading →
Q&A: I have been paying down my mortgage aggressively. I want the freedom to own my home. Thoughts on this -?
by Mr. T in DC Question by PB: I have been paying down my mortgage aggressively. I want the freedom to own my home. Thoughts on this -? I am 42 and my husband is 46. We do not “sacrifice” … Continue reading →
I am paying PMI on my mortgage. If my home value reaches 20% in less than a year can I refinance out of PMI?
Question by questions: I am paying PMI on my mortgage. If my home value reaches 20% in less than a year can I refinance out of PMI? I am a 1st time buyer / new home owner who hasn’t even … Continue reading →
How do I get a better Interest Rate on my Mortgage without paying a Refinance Fee?
by J. Stephen Conn Question by thetaxi_bo475: How do I get a better Interest Rate on my Mortgage without paying a Refinance Fee? I have heard that I can get a better rate on my Mortgage without having to pay … Continue reading →
How do I refinance on 30yr mortgage with PMI,without touching the equity and me paying from my pocket?
Question by Abinobi: How do I refinance on 30yr mortgage with PMI,without touching the equity and me paying from my pocket? And is’t a good advice to refinance with my mortgage company (CountryWide Home And Loans) or shop around other … Continue reading →
Q&A: refinanced and put paid 3100 upfront mortgage insurance in the loan. Can i recover this after paying 20%?
Question by Jay S: refinanced and put paid 3100 upfront mortgage insurance in the loan. Can i recover this after paying 20%? I’m refinancing and i recovered 65% of upfront mortgage insurance from original loan, but now must pay it … Continue reading →
Q&A: How do I refinance if I am upside down in my mortgage and I am paying PMI?
Question by D D: How do I refinance if I am upside down in my mortgage and I am paying PMI? I am looking for any options I have to refi. I do have a FHA loan but I am … Continue reading →
What is “refinancing”? Does refinancing mean paying off an existing mortgage and taking out another mortgage?
by marsmet461 Question by Suomynona: What is “refinancing”? Does refinancing mean paying off an existing mortgage and taking out another mortgage? What does it mean in this context? The housing boom spurred economic activity because consumers refinanced at lower interest … Continue reading →
What’s better, paying ahead on our 30 year mortgage or refinance to a 10 year mortgage?
Question by jebfowler: What’s better, paying ahead on our 30 year mortgage or refinance to a 10 year mortgage? current house payment is 650. What’s better financially, paying an extra 500 per month on our 30 year mortgage or refinancing … Continue reading →