Tag Archives: paid

What Companies Offer Lender Paid Mortgage Insurance Programs?

Question by rita s: What Companies Offer Lender Paid Mortgage Insurance Programs? Please provide links to companies that offer Lender Paid Mortgage Insurance Programs, also known as LPMI. This is because I am trying to refinance my house and don’t … Continue reading

Posted in Q&A | Tagged , , , , , , | Leave a comment

Are lenders required to disclose Lender Paid Mortgage Insurance to borrowers?

Question by geminiseventyseven: Are lenders required to disclose Lender Paid Mortgage Insurance to borrowers? I’ve recently tried to refinance through the HARP program and was told I could not because the company servicing the lender paid mortgage insurance on my … Continue reading

Posted in Q&A | Tagged , , , , , , , | Leave a comment

Q&A: tax question – refinanced my mortgage with a different lender. i paid a point on original refinance?

by woodleywonderworks Question by Mark: tax question – refinanced my mortgage with a different lender. i paid a point on original refinance? about 2700 dollars. when i refinanced again with a different lender i didnt pay any points. can i … Continue reading

Posted in Q&A | Tagged , , , , , , , , | Leave a comment

Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score?

by marsmet461 Question by BleadGreen: Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score? I’m preparing to buy a house next year and doing everything in my power to increase … Continue reading

Posted in Q&A | Tagged , , , , , , , , , , , | 2 Comments

tax question – refinanced my mortgage with a different lender. i paid a point on original refinance?

Question by Mark: tax question – refinanced my mortgage with a different lender. i paid a point on original refinance? about 2700 dollars. when i refinanced again with a different lender i didnt pay any points. can i write off … Continue reading

Posted in Q&A | Tagged , , , , , , , , | Leave a comment

We have a FHA Mortgage with 0 down. We have paid on our mortgage for 2 years. Can we refinance the FHA to low?

Question by Boatalot: We have a FHA Mortgage with 0 down. We have paid on our mortgage for 2 years. Can we refinance the FHA to low? We’d like to refinance the FHA mortgage to a lower interest rate. Can … Continue reading

Posted in Q&A | Tagged , , , , | Leave a comment

Why do I have to pay the full month of interest when refinancing an FHA loan if paid prior to the end of month?

by marsmet526 Question by Brian G: Why do I have to pay the full month of interest when refinancing an FHA loan if paid prior to the end of month? I am refinancing my FHA mortgage to a conventional loan. … Continue reading

Posted in Q&A | Tagged , , , , , , | Leave a comment

Q&A: refinanced and put paid 3100 upfront mortgage insurance in the loan. Can i recover this after paying 20%?

Question by Jay S: refinanced and put paid 3100 upfront mortgage insurance in the loan. Can i recover this after paying 20%? I’m refinancing and i recovered 65% of upfront mortgage insurance from original loan, but now must pay it … Continue reading

Posted in Q&A | Tagged , , , , , , , , , , | Leave a comment

How do you calculate the overall amount you’ll have paid at the end of a refinanced mortgage loan?

by J. Stephen Conn Question by : How do you calculate the overall amount you’ll have paid at the end of a refinanced mortgage loan? Also, how do you calculate what you would have paid overall if you’d have stayed … Continue reading

Posted in Q&A | Tagged , , , , , , , | Leave a comment

where in the mortgage refinance closing documents would i find the dollar amount of the point I paid to lower?

Question by Mark: where in the mortgage refinance closing documents would i find the dollar amount of the point I paid to lower? my interest rate? I believe I can write off this point over a period of time. Where … Continue reading

Posted in Q&A | Tagged , , , , , , , , , , | 1 Comment