Effective date: June 14, 2026

Mortgage Refinancing Blog is an independent publication operated by Nightbard LLC (“Nightbard LLC,” “we,” “us,” or “our”). Our guides are researched and produced by our editorial team, referred to here as the MRB Team.

We believe in being straightforward about how this site is funded.

We do not currently display advertising

At this time, Mortgage Refinancing Blog does not display
third-party advertising, and no advertising or ad-network code runs on the site. We do not
currently earn advertising revenue.

If we introduce advertising in the future

We may add advertising later to help support the cost of researching and producing our free
guides. If and when we do, we commit to the following:

  • Ads will be clearly distinguishable from editorial content. You will be
    able to tell an advertisement apart from our articles.
  • Our ad partners will be independent. Any ads would be supplied by
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    or similar technologies; how they handle data would be described in our
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    consent controls provided.
  • Advertising will not influence our editorial content. Our guidance and
    recommendations are made independently, for our readers. Advertisers would not be able to
    review, approve, or change our articles, and buying advertising would not earn favorable
    coverage.

We will update this disclosure to reflect reality before or at the time any advertising goes
live.

Affiliate relationships

We do not currently participate in any affiliate or referral-commission
programs, and we have no affiliate links on the site. If that changes, we will disclose it here
and clearly label any affiliate links so you know when a link may earn us a commission.

Questions

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