Cash-Out
Cash-Out Refinance to Pay Off a Reverse Mortgage (HECM) in 2026
Use a cash-out refinance to pay off a HECM reverse mortgage in 2026: 95% non-recourse cap, dual-lien release, DTI hurdles, and smarter exit paths.
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Cash-Out Refinance to Build an ADU in 2026: What Works, What Doesn’t
On a full cash-out refi to build an ADU in 2026, you can't use future ADU rent to qualify. See how Fannie/Freddie rules and appraisal timing decide your path.
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Cash-Out Refinance to Fund a Self-Directed IRA Real Estate Purchase: Why It Almost Always Triggers a §4975 Prohibited Transaction (2026)
Cash-out refinance to fund a self-directed IRA property purchase almost always triggers an IRC §4975 prohibited transaction. See compliant paths for 2026.
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Sibling Buyout Refinance: Using the Fannie Mae Co-Owner Exception in 2026
A sibling buyout of an inherited house looks like a cash-out refinance. It isn't.
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Cash-Out Refinance on a Property Held in an LLC: Title Transfer, Seasoning, and Conventional vs. DSCR Paths for 2026
Refinancing a rental held in an LLC in 2026? Compare conventional deed-out and DSCR paths, seasoning credit, deed choice, and due-on-sale risk.
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Right of Rescission: The 3-Day Cancellation Rule for Home Equity Loans and Refinances (2026)
The 3-day right of rescission lets you cancel a home equity loan, HELOC, or refinance after closing. See when the clock starts, how to cancel, and 2026 rules.
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Cash-Out Refinance to Pay Off an IRS Tax Lien (2026): Priority, Form 14134, and Lender Requirements
Cash-out refinance to pay off an IRS tax lien in 2026: federal lien priority, IRS Form 14134 subordination, closing payoff steps, FHA/VA/conventional rules.
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Cash-Out Refinance to Fund a 1031 Exchange Replacement Property (2026 Rules)
Cash-out refinance to fund a 1031 exchange replacement property in 2026: how investors raise capital without triggering boot and defend a post-exchange refi.
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Cash-Out Refinance on Inherited Property in 2026: Title, Lien and Occupancy Rules
Conventional cash-out lenders waive the six-month title-seasoning requirement for inherited property. Here is how the 2026 title, lien and occupancy rules work across conventional, FHA and VA financing.
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FHA Cash-Out Refinance Seasoning in 2026: The 12-Month Rule Explained
Understand FHA cash-out refinance rules for 2026, including 12-month ownership and occupancy, mortgage payment history, exceptions and Streamline differences.
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Cash-Out Refinance Escrow Holdback for Post-Closing Repairs (2026 Guide)
How escrow holdbacks work on a cash-out refinance in 2026: funding rules, completion windows by loan type, cash-out frictions, and release steps.
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Delayed Financing Six-Month Rule: When the Clock Starts (2026)
The delayed financing six-month rule gives cash buyers one window to refinance. Learn how the clock starts, how to measure it, and what to do if you miss.