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Refinance guide refinance documents checklist for W-2 and 1099 borrowers
Basics

Refinance guide refinance documents checklist for W-2 and 1099 borrowers

Refinance Documents Checklist for W-2 and 1099 Borrowers Refinancing your mortgage can lower your rate, shorten your term, or pull cash out of your home. Lenders verify income, assets and property details before approving a refinance. The documentation differs for W-2 employees (traditional payroll) and 1099 earners (independent contractors, freelancers, and many business owners). This […]

Nov 4, 2025 · 4 min
Refinance guide condo litigation and warrantability impact on refi
Basics

Refinance guide condo litigation and warrantability impact on refi

Condo litigation and warrantability: how legal disputes affect your refinance When you refinance a condominium unit, lenders don’t just evaluate your credit and the unit itself — they also review the condo project. “Warrantability” refers to whether a condo association meets the underwriting standards lenders use (frequently aligned with Fannie Mae, Freddie Mac, FHA, VA, […]

Sep 22, 2025 · 4 min