Tag Archives: long

How long does is take for credit score to go back up?

Question by Hallie: How long does is take for credit score to go back up? We recently refinanced our underwater mortgage. When applying for a car loan today, we discovered that our credit score dropped over 100 points. When we … Continue reading

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After foreclosure, how long will it be before I can apply for a new mortgage?

by truliavisuals Question by roadrunner4854: After foreclosure, how long will it be before I can apply for a new mortgage? I am being foreclosed on. My wife was unable to work during pregnancy and for a few months after the … Continue reading

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Q&A: How long a monetary judgement stays in the credit history?

by kjarrett Question by : How long a monetary judgement stays in the credit history? Is it still possible to get new credit cards and refinance the home mortgage if a monetary judgement is in your credit file? Best answer: … Continue reading

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How long after a discharged Chapter 7 bankruptcy can I refinance?

Question by prettycre8ive: How long after a discharged Chapter 7 bankruptcy can I refinance? Hi, The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 … Continue reading

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Q&A: How long after bankruptcy shall I wait to apply to refinance my mortgage?

Question by Penny: How long after bankruptcy shall I wait to apply to refinance my mortgage? I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay … Continue reading

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Q&A: How long do you have to wait after closing a mortgage to refinance?

by truliavisuals Question by Matt B: How long do you have to wait after closing a mortgage to refinance? Best answer: Answer by Reindeer_BreathYou don’t have to wait at all if you can find someone to loan you a re-fi. … Continue reading

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Q&A: How long should I wait to get a credit check for a mortgage after I just refinanced my vehicle?

Question by christina s: How long should I wait to get a credit check for a mortgage after I just refinanced my vehicle? I’m a first time home buyer who is beginning to shop around for a mortgage. I have … Continue reading

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Q&A: How long does a person have to stay in a USDA loan, before they can refinance with another mortgage company?

by woodleywonderworks Question by bgsimsrvp: How long does a person have to stay in a USDA loan, before they can refinance with another mortgage company? The individual took the loan out quite awhile back, when she was a struggling single … Continue reading

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Q&A: How long will it take the latest 3/4% interest rate cut to affect the mortgage and loan companies rates?

by stirwise Question by Cobabeology: How long will it take the latest 3/4% interest rate cut to affect the mortgage and loan companies rates? With the Fed’s decision to cut interest rates, I understand that banks will follow suit and … Continue reading

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Q&A: How long do you have to pay on an existing mortgage before you refinance for a lower interest rate?

Question by Heather A: How long do you have to pay on an existing mortgage before you refinance for a lower interest rate? I have not yet bought a home but I am curious what effects refinancing. Is it based … Continue reading

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