Loan types
Refinancing with a shared-appreciation DPA second lien in 2026? See 2026 recapture math, Fannie/Freddie/FHA resubordination rules, and payoff pitfalls.
Cash-out refi to fund a QOF under OZ 2.0 in 2026? Refi proceeds aren't eligible gains. Here's what works, interest tracing rules, and the 2026 timing trap.
Refinancing a USDA 502 Direct loan to conventional in 2026? Learn how subsidy recapture, the 25% discount, equity rules, and lender hurdles reshape payoff.
Yes, a VA IRRRL can usually close on a property you now rent on Airbnb or Vrbo. The occupancy test is prior, not current. Here's what trips closings up in 2026.
Decide between a float-down, modification at conversion, or external rate-and-term refinance on a single-close construction-to-permanent loan in 2026.
Can you FHA streamline refinance after a 203(k) rehab loan? See the escrow closeout gate, 210-day seasoning, UFMIP refund, and 2026 ML 2026-06 timing impact.
Refinance your DSCR loan into a conventional investment mortgage in 2026. Seasoning, prepayment-penalty math, LLC vesting, and rate-savings breakeven explained.
Cash-out refinance proceeds funding an FLP in 2026: lender underwriting treatment, interest deductibility under tracing rules, and IRC 2036 estate risks.
Remove a deceased co-borrower from your mortgage and deed in 2026. Garn-St. Germain rights, successor-in-interest rules, refi vs. assumption, docs checklist.
How California Mello-Roos CFD liens affect home equity loan underwriting in 2026: DTI math, lien priority, escrow treatment, and bond prepayment options.
Refinance mid-Chapter 13 in 2026 with FHA, VA, or USDA loans. See the 12-month rule, trustee approval, Motion to Incur Debt timeline, and 2026 costs.
HUD will subordinate its partial claim second lien behind a new FHA streamline mortgage if you take no cash back. Steps, timing, fees, and the 2026 RAP update.