Conventional

Conventional (Fannie Mae / Freddie Mac) refinance guides and analysis.

Cash-Out Refinance on Inherited Property in 2026: Title, Lien and Occupancy Rules

Conventional cash-out lenders waive the six-month title-seasoning requirement for inherited property. Here is how the 2026 title, lien and occupancy rules work across conventional, FHA and VA financing.

Jul 27, 2026 · 9 min

Cash-Out

Delayed Financing Exception: How to Cash-Out Refinance a Home You Bought With Cash (2026)

Yes, you can cash-out refinance a home you bought with cash before the standard six-month waiting period ends. Here's how the exception works.

Jul 6, 2026 · 7 min