VA & IRRRL
VA IRRRL on a Joint VA Loan With a Non-Veteran Co-Borrower (2026 Rules)
VA IRRRL on a joint VA loan with a non-veteran co-borrower: 2026 rules on who must stay on the new loan, entitlement, funding fee, and lender overlays.
co-borrower
Home Equity
Home Equity Loan Non-Occupant Co-Borrower Rules 2026: Using a Parent, Sibling, or Adult Child to Qualify
Can a parent or sibling co-borrow your home equity loan? 2026 rules on credit, DTI, title, and the risks lenders never mention upfront.
VA & IRRRL
VA IRRRL After Divorce or Veteran’s Death: Who Can Refinance in 2026
VA IRRRL rules for divorce and surviving spouses in 2026: who can stay on, who must come off, the co-obligor exception, funding fee, and quitclaim timing.