Home Equity

Home Equity Loan on Investment or Rental Property: 2026 Requirements, Lenders, and Tax Rules

Home equity loan on a rental in 2026: real credit, CLTV, DTI, and reserve thresholds, which lenders approve it, and the OBBBA tax change investors miss.

Jul 18, 2026 · 7 min

Home Equity

Home Equity Investment (HEI) Buyback Formulas in 2026: Point vs. Hometap vs. Unison vs. Unlock

Compare Point, Hometap, Unison, Unlock HEI buyback formulas in 2026: worked math, starting-value risk adjustments, protection caps, and partial buyout rules.

Jul 14, 2026 · 9 min

Home Equity

Home Equity Sharing Agreement vs HELOC in 2026: Real Cost, Qualification & CFPB Risks

Compare home equity sharing agreements vs HELOCs in 2026: real cost, qualification, settlement risk, CFPB warnings, and Illinois' new 36% APR cap explained.

Jul 10, 2026 · 7 min