Loan types
How permanent foundation certification (HUD 7584) and real-property conversion decide whether you can get a home equity loan on your manufactured home in 2026.
Co-op share loans work differently from house HELOANs. 2026 lender list, recognition agreements, board caps, LTV limits, Fannie Mae rules, and timing.
Traditional HELs and HELOCs almost never work on a manufactured home on leased land. See the FHA Title I, Credit Human and 21st Mortgage paths that do work.
Home equity loan on a leasehold property in 2026: Fannie/Freddie/FHA remaining-term rules, ground-lease overlays, and lenders in Hawaii, Baltimore & CLT markets.
Solar UCC-1 fixture filing blocking your home equity loan or HELOC? Learn the 2026 payoff, UCC-3 termination, and subordination paths to close on time.
Retirees with big 401(k)/IRA balances but low income can qualify for a home equity loan using asset depletion. 2026 formulas, divisors, and lender rules.
Home equity loan appraisal in 2026: full URAR vs. drive-by, desktop, and hybrid — what triggers each, cost, turn-time, and how UAD 3.6 affects you.
HUD permits a home equity loan behind a HECM reverse mortgage, but lenders rarely originate one. See the 2026 subordination rules and real alternatives.
Most home equity loans don't carry escrow. Three situations force one: a first-lien HPML, an SFHA flood zone, or a California second lien above 80% CLTV.
The 3-day right of rescission lets you cancel a home equity loan, HELOC, or refinance after closing. See when the clock starts, how to cancel, and 2026 rules.
Second lien recording fees and mortgage recording taxes by state in 2026. See what a HELOC or home equity loan really costs to record, from $40 to thousands.
Interest-only home equity loan and HELOC rules for 2026: payment structure, Regulation Z disclosures, payment-shock math, DTI treatment, and who qualifies.