
Cash-Out
Delayed Financing Exception: How to Cash-Out Refinance a Home You Bought With Cash (2026)
Yes, you can cash-out refinance a home you bought with cash before the standard six-month waiting period ends. Here's how the exception works.
Loan types

Yes, you can cash-out refinance a home you bought with cash before the standard six-month waiting period ends. Here's how the exception works.