home equity

Rates Down as Fed Holds: August 8, 2025 Mortgage Refinance Update

Mortgage refinance rates dip after Fed holds policy rates — August 8, 2025 Mortgage refinance rates moved lower on Aug. 8 after the Federal Reserve left its policy interest rate unchanged, Bankrate reported. Lenders re‑priced mortgage products in response to the Fed decision and related bond market moves, giving some homeowners a narrower window to […]

Aug 11, 2025 · 4 min

Refinance basics

When to Refinance: Timing, Break-Even & Market Signals

Rate Volatility Makes Timing Critical Mortgage rate volatility has reached unprecedented levels in 2025, with daily fluctuations of 0.02% to 0.06% becoming the norm rather than the exception. Recent data shows rates moving from 6.77% on July 9th to 6.85% by July 15th—a 0.08% swing in just six days[1]. This volatility stems from conflicting economic […]

Jul 31, 2025 · 9 min