
Home Equity
Home Equity Loan Spousal Signature Requirements by State (2026 Guide)
Does your spouse have to sign a home equity loan? State-by-state 2026 guide to non-borrowing spouse joinder rules for HELOANs and HELOCs, plus Reg Z.
Loan types

Does your spouse have to sign a home equity loan? State-by-state 2026 guide to non-borrowing spouse joinder rules for HELOANs and HELOCs, plus Reg Z.
What Section 50(a)(6) cash‑out refinance is — and when it makes sense Section 50(a)(6) refers to the Texas Constitutional rules that govern home‑equity and certain refinance loans on owner‑occupied homesteads. A Section 50(a)(6) cash‑out refinance lets a Texas homeowner refinance existing mortgage(s) and pull equity out of the home as cash while keeping the homestead […]