FHA Loss Mitigation
FHA Streamline Refinance With a HUD Partial Claim Second Lien (2026)
HUD will subordinate its partial claim second lien behind a new FHA streamline mortgage if you take no cash back. Steps, timing, fees, and the 2026 RAP update.
HUD
Reverse Mortgage
Reverse Mortgage LESA Requirements 2026: Life Expectancy Set-Aside Explained
Learn when a 2026 HECM borrower must fund a LESA, how the set-aside is calculated, fully vs partially funded rules, and when extenuating circumstances apply.
FHA Loans
FHA 203(k) Refinance in 2026: Limited vs Standard, Limits and Process
Compare Limited and Standard FHA 203(k) refinancing in 2026, including the $75,000 cap, loan limits, MIP, eligibility, draws and costs.
Refinancing
HECM-to-HECM Refinance 2026: The 5× Benefit Rule, MIP Credit, and When It’s Worth It
HUD's 5× benefit rule decides if you can refinance your reverse mortgage in 2026. See the math, seasoning windows, MIP credit, and when it's worth it.