Home Equity
Home Equity Loan Spousal Signature Requirements by State (2026 Guide)
Does your spouse have to sign a home equity loan? State-by-state 2026 guide to non-borrowing spouse joinder rules for HELOANs and HELOCs, plus Reg Z.
Non-Borrowing Spouse
Reverse Mortgage
Reverse Mortgage Non-Borrowing Spouse Rules (2026): Eligibility, Deferral, and How to Stay in the Home
Learn how an eligible non-borrowing spouse can stay in the home under a HECM: 2026 deferral rules, ML 2021-11 protections, obligations, and MOE pathway.
FHA Refinance
FHA Streamline Refinance With a Non-Borrowing Spouse in a Community Property State (2026 Guide)
How FHA streamline refinance rules treat non-borrowing spouses in community property states in 2026: DTI, signatures, HUD 4000.1, and state exceptions.