Loan types
Compare VA cash-out Type I vs Type II in 2026: 36-month recoupment, 50/200 bps rate rules, the eight-point NTB test, and which path your refinance qualifies for.
VA IRRRL on a joint VA loan with a non-veteran co-borrower: 2026 rules on who must stay on the new loan, entitlement, funding fee, and lender overlays.
Yes, a surviving spouse can refinance a deceased veteran's VA loan via IRRRL in 2026. See eligibility, Code 06/07, funding fee waiver, and entitlement rules.
Learn the 2026 VA IRRRL rules for manufactured homes, including seasoning, 36-month recoupment, the 0.5% funding fee, term limits and lender overlays.
Refinance a Native American Direct Loan (NADL) in 2026: eligibility on tribal trust land, the 1% rate-reduction rule, tribal MOUs, and NADL vs VA IRRRL.
VA IRRRL rules for divorce and surviving spouses in 2026: who can stay on, who must come off, the co-obligor exception, funding fee, and quitclaim timing.
VA IRRRL funding fee is a flat 0.5% in 2026. See who's exempt, whether to finance it, recoupment math, and how to claim a refund after a disability rating.
VA cash-out refinance in 2026 lets veterans access up to 100% LTV — but it replaces your first mortgage rate. Here's what it costs and when it's worth it.
Find out if you qualify for a VA loan in 2026. Complete guide covering service thresholds, Guard/Reserve rules, COE process, funding fees, and financial requirements.