Tag Archives: credit

Can I refinance my mortgage and home equity line of credit together?

by woodleywonderworks Question by MH: Can I refinance my mortgage and home equity line of credit together? For example, I take both loans and refinance them together as 1 loan with a 30 year loan? Best answer: Answer by hyabusawifeSure….as … Continue reading

Posted in Q&A | Tagged , , , , , , | 2 Comments

Would removing father’s mortgage refinance from credit report improve my score?

Question by Frank R: Would removing father’s mortgage refinance from credit report improve my score? My father refinanced mortgage to do some improvements and it has appeared on mine and his credit report (We share the same name except I … Continue reading

Posted in Q&A | Tagged , , , , , , , , , | 2 Comments

Q&A: My mother is refinancing our mortgage. The house and everything is in her name, but they checked MY CREDIT?!?

Question by Carrielynn: My mother is refinancing our mortgage. The house and everything is in her name, but they checked MY CREDIT?!? So my mother is refinancing our home. The deed, bank accounts, everything is in her name. I have … Continue reading

Posted in Q&A | Tagged , , , , , , , , | 1 Comment

My mother is refinancing our mortgage. The house and everything is in her name, but they checked MY CREDIT?!?

by justin Question by Carrielynn: My mother is refinancing our mortgage. The house and everything is in her name, but they checked MY CREDIT?!? So my mother is refinancing our home. The deed, bank accounts, everything is in her name. … Continue reading

Posted in Q&A | Tagged , , , , , , , , | 2 Comments

Q&A: How long should I wait to get a credit check for a mortgage after I just refinanced my vehicle?

Question by christina s: How long should I wait to get a credit check for a mortgage after I just refinanced my vehicle? I’m a first time home buyer who is beginning to shop around for a mortgage. I have … Continue reading

Posted in Q&A | Tagged , , , , , , , , , | 3 Comments

Q&A: I need help securing refinancing for my mortgage. I have around $ 150,000.00 equity, and good credit rating.?

by USDAgov Question by rookiewriter: I need help securing refinancing for my mortgage. I have around $ 150,000.00 equity, and good credit rating.? My home burned. It was a total loss, but I rebuilt another one. I’ve been told by … Continue reading

Posted in Q&A | Tagged , , , , , , , , , , | Leave a comment

With bad credit, can I refinance my mortgage to the lower rate or will my bad credit prevent me from refi?

Question by Donte’: With bad credit, can I refinance my mortgage to the lower rate or will my bad credit prevent me from refi? I have heard conflicting reports on this. Now paying rate: 6.25% Mortgage Rates today: 4.5% Can … Continue reading

Posted in Q&A | Tagged , , , , , , , | 4 Comments

What’s better a mortgage refi or a new equity line of credit?

by Strangeless Question by Mama J: What’s better a mortgage refi or a new equity line of credit? I have a rockin’ 5.5% mortgage interest rate and I also have a small but maxed out equity line of credit. I’m … Continue reading

Posted in Q&A | Tagged , , , , , , | 4 Comments

Would it be better to continue to pay on our Equity Line of Credit & our Mortgage or to refinance for 1 loan?

Question by Steph T: Would it be better to continue to pay on our Equity Line of Credit & our Mortgage or to refinance for 1 loan? Our interest rate on Mortgage is 5.87%, but we have a variable rate … Continue reading

Posted in Q&A | Tagged , , , , , , , , | 7 Comments

Is there any reputable mortgage companies that will refinance people with not good credit?

Question by NicosMommy: Is there any reputable mortgage companies that will refinance people with not good credit? My husband and I are so tired of dealing with shady refinance people. We know that our credit is not good (550’s) but … Continue reading

Posted in Q&A | Tagged , , , , , , , | 3 Comments