
Home Equity
Home Equity Loan With a Private Transfer Fee Covenant on Title (2026 Rules)
A private transfer fee covenant on your title report can stall a home equity loan. Here's how the 2026 FHFA rule, state bans, and title fixes work.
Loan types
Guides on title-clearance and lien issues affecting home equity loans, HELOCs, and refinances – including UCC-1 fixture filings, subordinations, and encumbrance clearances.

A private transfer fee covenant on your title report can stall a home equity loan. Here's how the 2026 FHFA rule, state bans, and title fixes work.

Solar UCC-1 fixture filing blocking your home equity loan or HELOC? Learn the 2026 payoff, UCC-3 termination, and subordination paths to close on time.