Estate Planning
HELOC on a Home in an Irrevocable Trust: What Works in 2026
Most lenders decline a HELOC on an irrevocable-trust-held home. See the narrow routes that still work in 2026 and the Medicaid tradeoffs to weigh first.
estate planning
Cash-Out
Cash-Out Refinance to Fund a Family Limited Partnership (FLP) in 2026: Underwriting, Interest Deduction, and §2036 Risk
Cash-out refinance proceeds funding an FLP in 2026: lender underwriting treatment, interest deductibility under tracing rules, and IRC 2036 estate risks.
Cash-Out
Sibling Buyout Refinance: Using the Fannie Mae Co-Owner Exception in 2026
A sibling buyout of an inherited house looks like a cash-out refinance. It isn't.