Home Equity
Home Equity Loan on a Contract-for-Deed Property: Buyer and Seller Options in 2026
Can a buyer or seller obtain a home equity loan on a contract-for-deed property in 2026? Title split, lien priority, state law, and lender overlay rules.
state law
Bankruptcy & Credit Recovery
HELOC and State Homestead Exemption Rules in 2026: When Your Homestead Protects You, and When It Doesn’t
Homestead exemptions don't stop HELOC foreclosure because HELOC liens are consensual. See how TX, FL, CA, NV rules can still void a defective lien in 2026.
HELOC
Home Equity Loan Prepayment Penalty Rules by State (2026): Federal Caps, State Bans and Texas’s Constitutional Rule
Federal law caps home equity loan prepayment penalties at 3 years. Some states ban them entirely. Texas prohibits them constitutionally. Full 2026 breakdown.