
HELOC
Is HELOC Interest Tax-Deductible in 2026? TCJA Rules After the Big Beautiful Bill Act
HELOC interest is deductible in 2026 only if proceeds buy, build, or substantially improve your home. The OBBBA made TCJA's rules permanent. See the test.
Loan types

HELOC interest is deductible in 2026 only if proceeds buy, build, or substantially improve your home. The OBBBA made TCJA's rules permanent. See the test.