Solar / Energy-Property Issues

Mortgage, home equity, and refinance implications of solar panels, PACE liens, and other energy-property encumbrances.

VA IRRRL on a Property With a VA EEM “Second Lien”: What Actually Applies in 2026

A VA EEM usually isn't a second lien. See how a 2026 IRRRL treats EEM balances rolled into the first lien versus real energy second liens like PACE, HELOCs.

Nov 9, 2026 · 7 min

Home Equity

Home Equity Loan With a Solar Lease Assignment (2026): Estoppel, Lessor Acknowledgment, and UCC Rules

Home equity loan with a Sunrun, Sunnova, or SunPower solar lease in 2026. Learn the estoppel, lessor acknowledgment, UCC, and DTI rules before closing.

Oct 7, 2026 · 9 min