Loan types
The VA IRRRL 210-day seasoning rule requires 210 days plus 6 consecutive payments. See how to count, what resets the clock, and when you qualify in 2026.
VA IRRRL funding fee is a flat 0.5% in 2026. See who's exempt, whether to finance it, recoupment math, and how to claim a refund after a disability rating.
Find out if you qualify for a VA loan in 2026. Complete guide covering service thresholds, Guard/Reserve rules, COE process, funding fees, and financial requirements.
What is a VA IRRRL and when it makes sense The VA Interest Rate Reduction Refinance Loan (IRRRL), often called the VA streamline refinance, is a streamlined refinance program available to borrowers who already have a VA-backed mortgage. It lets eligible borrowers refinance an existing VA loan into a new VA loan—usually to get a […]