Loan types
Refinance your DSCR loan into a conventional investment mortgage in 2026. Seasoning, prepayment-penalty math, LLC vesting, and rate-savings breakeven explained.
Home equity loan on a tenancy-in-common property in 2026: when co-owners must sign, when a fractional TIC loan is possible, and what lenders actually allow.
Home equity loan with a Sunrun, Sunnova, or SunPower solar lease in 2026. Learn the estoppel, lessor acknowledgment, UCC, and DTI rules before closing.
Remove a deceased co-borrower from your mortgage and deed in 2026. Garn-St. Germain rights, successor-in-interest rules, refi vs. assumption, docs checklist.
How California Mello-Roos CFD liens affect home equity loan underwriting in 2026: DTI math, lien priority, escrow treatment, and bond prepayment options.
Cash-out refinance after a quitclaim deed in 2026: how the six-month title, 12-month loan and title-insurance clocks interact, plus divorce exceptions.
A private transfer fee covenant on your title report can stall a home equity loan. Here's how the 2026 FHFA rule, state bans, and title fixes work.
Refinance mid-Chapter 13 in 2026 with FHA, VA, or USDA loans. See the 12-month rule, trustee approval, Motion to Incur Debt timeline, and 2026 costs.
HELOC after Chapter 7 discharge in 2026: how long you wait, what Fannie Mae and portfolio lenders require, and how equity and credit rebuild affect approval.
Using a home equity loan to buy your next home before selling? See 2026 qualification math, tax rules under TCJA/OBBBA, and how it compares to bridge loans.
VA IRRRL after Chapter 13 bankruptcy discharge in 2026: seasoning rules, trustee/court approval, the 210-day rule, 12-month plan payments, and overlays.
Use a cash-out refinance to pay off a HECM reverse mortgage in 2026: 95% non-recourse cap, dual-lien release, DTI hurdles, and smarter exit paths.